Title Insurance

Liberty Title offers protection from loss due to liens, encumbrances, and title defects by offering title insurance policies. Owner’s policies protect buyers and have a one-time fee paid at the time of purchase. Loan policies protect lenders.  We can help you avoid common but hidden title problems.

A title is a document that proves the rightful ownership and possession of a piece of real estate property.

Title Insurance is an insurance policy written to protect real estate owners and lenders against potential loss or damage that may occur to a real estate property, even prior to the possession of that property title.

Other types of insurance like health, life, and homeowners insurance protect against future catastrophic events. Title Insurance policies protect against events that occurred in the past to the real estate property and the people who owned it. It is a one-time fee paid at the close of escrow, whereas other insurance policies are continual as long as you maintain the policy.

Title insurance protects against claims on or to the property. Some examples could be:

  • another person claiming ownership interest
  • improperly recorded documents
  • fraud
  • forgery
  • liens
  • encroachments
  • easments
  • or, other.
Buyers and lenders both need title insurance to be protected from possible title defects. Buyers, sellers, and lenders all profit from title insurance policies.


Our closing and settlement agents are experienced professionals who work make the process of of buying or selling real estate easy. From ordering title insurance to collecting documents and facilitating the closing of a real estate transaction, as well as disbursing funds and making sure records are updated, Liberty Title get’s the job done.

Listing Reports

A listing report is an important tool for licensed real estate agents to obtain in order to gather important information about a property prior to listing it. This is an essential tool and a free service offered to licensed real estate agents so they can successfully and efficiently sell the property.

Letter Reports

A letter report is a deed forward limited title search that assists in showing title ownership, open mortgages, and existing liens on the property from the last recorded deed. This shortened title search has a less expensive title search fee, however, it does not offer the scope and protections of a title insurance policy.


Liberty Title has an experienced staff with a legal background that can swiftly and efficiently deal with complex real estate issues. When complex legal issues arise, Liberty Title can refer you in an efficient manner to attorneys at Czachor, Polack, + Borchardt LLP, or other locally experienced attorneys.

1031 Exchange

A 1031 Exchange is an investment tool that allows investors to avoid paying capital gains by simultaneously swapping out on investment property for another. Liberty Title can act as your qualified intermediary to facilitate the complex process involved in 1031 exchange events.

Our team has the knowledge and experience to process your 1031 with ease. For more information, contact our office directly at (920) 435-7708.